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Funding Your Next Colorado Deal Starts Right Here!

Getting a Fix & Flip, Rental

Property or Other Hard Money

Loan May be Easier Than You Think.

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The Investor’s Source LLC is Colorado’s premier investor-friendly hard money lender. We fund loans that banks - and other hard money lenders - won't, with a loan decision-making process rooted in common sense. If the bank says “no” to your financing needs come talk to us! Flexible rates and terms available.
IS Hard News & Views

“To give real service you must add something which cannot be bought or measured with money, and that is sincerity and integrity.” Douglas Adams


At The Investor’s Source, we like to think of ourselves as “investor friendly,” and if you’ve been in the business for any length of time, you know how important that is. We understand the challenges you face as an investor, and the role timing plays in your deals. Once you and the deal are pre-approved, we work hard to get your loan funded, to get the title company everything they need, and to always keep you in the loop so there are no surprises at closing.

“We all need people who will give us feedback. That's how we improve.”  Bill Gates

 From Howard and Betsy Z., Real Estate Investors

"The Investor’s Source was wonderful to work with!  They processed everything very quickly and efficiently, were always easy to get ahold of, and always had the answers to our questions.  We were very happy with every aspect of our transaction and our relationship with The Investor’s Source.  David and Shari were very professional, thorough, and helpful on every aspect of the process. We definitely plan to work with The Investor’s Source LLC again!"

“Gratitude can transform common days into thanksgivings, turn routine jobs into joy,and change ordinary opportunities into blessings.” William Arthur Ward

From Maria C. – Real Estate Investor

“My deal never would have happened without The Investor’s Source. The help David and Shari offered in understanding the process, the questions they asked, and the answers they shared helped a first-time borrower like me immensely. I mostly appreciate the patience they had with me on this project.  I can’t thank them enough.”

“Teamwork builds trust and trust builds speed.” Russel Honore


Quick closings are one of the primary reasons an investor seeks a hard money loan.  Often, a good deal IS a good deal because the seller needs to close quickly. At The Investor’s Source we pride ourselves on going the extra mile to “make the impossible happen.”  All we ask is that you do your part–provide us with the contracts & documentation we need (in a timely and somewhat organized fashion), be available to get the valuation done (appraisal or BPO) as quickly as possible, and be available to answer questions that let us wrap up the loan process.

“Risk is your best friend, while fear is your worst enemy.”


Fear and stepping out of one’s comfort zone are common obstacles that prevent many investors from becoming successful and achieving their goals. Having a “support system” can help mitigate your anxieties. The Investor’s Source LLC not only funds your deals but strives to provide the advice, encouragement, and care you may find yourself needing during critical decision-making times.

“Every exit is an entry somewhere else.”  Tom Stoppard


When assembling the details of a deal, The Investor’s Source LLC always asks the investor to define their exit strategy – and sometimes mutliple exit strategies! Experienced investors know that things don’t always go as planned, and nobody wants to find themselves stuck with a property they cannot sell. Consider multiple options in advance, like renting, selling to another real estate investor, or leasing the property.

“Commitment is an act, not a word.” Jean-Paul Sartre


Although not always mandatory, most private lenders prefer to see some “skin in the game” – the willingness to put some of your own money into the deal. The Investor’s Source LLC finds that lenders are much more eager to fund deals for borrowers who are willing to assume at least some of the financial risk. This goes a long way in convincing the lender of your commitment, especially for the first few deals we do together. Once you have a track record of successful deals, cash requirements tend to decrease significantly.

“Look for your choices, pick the best one, then go with it.” Pat Riley


Does it pay to go directly to a private lender and cut out the hard money lender? Not necessarily. Going directly to a private lender could arguably save you some money, but individual lenders may or may not have funds available when you need them, whereas a hard money lender has greater resources to draw upon. Also, hard money lenders are real estate professionals, who specialize in dealing with all of the quirks that investment purchases carry with them – especially those that involve rehab funds - including using the correct closing documents, and title issues. The Investor’s Source LLC not only works with a large pool of our own and lender funds, we are experienced in all aspects of the closing process, cutting out much of the time, risk and stress that can occur in most real estate deals.

“Many receive advice; only the wise profit from it.”  Harper Lee


Rental properties are great for those who are looking to build wealth slowly and confidently over a long time span. Being able to understand the math behind a rental property purchase is key to determining whether the property will be an asset to your portfolio, or a drain on your account, as expenses such as insurance, taxes, property management, vacancy & deferred maintenance must be taken into account. The Investor’s Source LLC will provide a comprehensive deal analysis before you take the plunge – and our two-year Rental Property Wealth Builder Loan can provide you with the funding you need to make it happen.

“Faith is taking the first step even when you don't see the whole staircase.”   Martin Luther King, Jr.


When in the process of fixing up your property—especially one with lots of potential - it can be tempting to want to make it “a little nicer” with upgraded materials and fixtures and other “extras.” Those extras can add up quickly. Don’t improvise. Start with a solid plan and stick to it.

“Do you want to know who you are? Don't ask.  Act! Action will delineate and define you.”

Thomas Jefferson


If you want success in your real estate venture, treat it like a business rather than a hobby. Monitor your business’s health, hire the right people to do the right jobs, and continually find ways to improve your bottom line.   Only then will you create something sustainable.

“Strive not to be a success, but rather to be of value.” 

Albert Einstein


As every investor knows, an accurate property valuation is vital to the success of a deal. Before we commit (or ask you to commit) to any deal, we perform a thorough valuation based on comps, run the numbers to see if the deal makes sense and, if so, ONLY THEN order an appraisal or Broker Price Opinion to substantiate that value. We review the rehab plans and budget. Last but not least, we visit the property to get a physical sense of its condition and of the neighborhood. The Investor’s Source likes to think that we have a solid track record of determining realistic property valuations which can give an early green or red light to a deal BEFORE too much of your time and/or money is committed!


“Success is where preparation and opportunity meet.”  Bobby Unser


Sometimes a deal can look promising up front, but when you run the numbers . . . not so much.   That’s why, prior to a Colorado hard money loan approval, we perform a full financial analysis on every prospective deal, taking into account everything that can impact profitability--from property taxes to carrying costs. We also let you know how much cash you’ll need to bring to closing. If a deal is not going to be profitable for you, we’ll let you know right away so you’re free to pursue the next opportunity!

“The best time to make friends is before you need them.” Ethel Barrymore


At The Investor’s Source, we like to think we have a reputation of being “investor friendly”. And if you’ve been in this business for any length of time, you know how important that is. We understand the challenges you face as an investor, and the role timing plays in your deals. Once you and your deal are quickly pre-approved, we work hard to get your loan funded, to get the title company everything they need, and to always keep you in the loop so there are no unpleasant surprises before, at, or after closing.

“A bank is a place that will lend you money if you can prove that you don't need it.”  Bob Hope


 How do you qualify for a Colorado hard money loan with The Investor’s Source? Although the loan is based primarily on the strength of the deal, we do review your credit and your overall financial profile, experience as an investor, reserves, and income. In other words, a less than perfect credit score isn’t a deal breaker, as long as you can demonstrate financial integrity.

“Our lives are a sum total of the choices we have made.”

Wayne Dyer


The Investor’s Source has two ways to fund your rental properties:

Our short-term Capital Preservation Loan allows you to take advantage of great deals quickly with little or no cash down. First, find a great deal. If it’s strong enough we’ll finance up to 100% of the purchase price, closing costs and rehab. Next, fix it up and refinance with a bank to pay off our Colorado  hard money loan in full and you’ve potentially saved yourself a significant chunk of money.

Our two-year Wealth Builder Loan takes the stress out of having to refinance within the typical 6-9 month hard money time frame, giving you a chance to build your credit and/or reserves. We may even be able to extend the loan at the end of its term.

Time is money.” Benjamin Franklin

“How fast can you close?” is a question we hear all the time. Once we receive your application, purchase contract, and appraisal or BPO, we can easily close in 7 to 10 business days – much quicker than a bank. If you need to close even faster, we can often accommodate you, though an additional point may apply.

“Don't let the fear of striking out hold you back.”  Babe Ruth

Proof of Funds

 If you need a Proof of Funds letter in order to make a quick offer, we can pre-approve you within 24 to 48 hours with minimal documentation required.

Private Lending Webinar

Our webinar, "Private Lending as an Investment Vehicle" is now on You-Tube.  Please watch/listen when you can at
Bridge financing allows investors to take advantage of great deals prior to finding an end-buyer for their property or while they are arranging permanent financing to keep the property. It can also be used by homeowners to help purchase a home while waiting for their current home to sell.  

“There are three constants in life... change, choice and principles.”

Stephen Covey

As we’ve discovered, no two hard money deals are alike – and when it comes to funding, a “one size fits all” approach doesn’t always work. Thus, we’ve adopted a more flexible approach to calculating our rates and terms to suit the individual deal, often making the impossible . . . . possible!

“In order to carry a positive action we must develop a positive vision.”

Dalai Lama

Rental Property Wealth Builder Loan

Our popular two-year hard money loan is designed for the colorado investor who wants to acquire as little as one – or as many as an entire portfolio - of profitable rental properties and not have to refinance in the traditional 6 to 9 month hard money loan period.

“Do what you love and the money will follow.” Marsha Sinetar

Expand Your Horizons

When looking for deals, keep your eye on areas with expanding potential.

Fountain, Colorado City, Grand Junction, Greeley, and other smaller markets in Colorado can be goldmines, and much less competitive.

“I don't know the key to success, but the key to failure is trying to please everybody.”  Bill Cosby

Ever heard the term Flash Cash? When you are buying and reselling a property at the closing table (i.e. “double” or “simultaneous” closing), we can provide the funds for the “A” closing at a significantly reduced rate. (We can fund the “B” closing as well). Check out our blog (in the Resources tab above) that addresses title company requirements for this type of transaction.

“Spring is nature's way of saying, 'Let's party!'  Robin Williams

A hard money loan is not just for the credit challenged . . . .some of our best Colorado clients have the cash to purchase a property or two. Then why hard money? Leverage! They can purchase 3 or 4 or 5 or 6 properties . . . .

“It is more rewarding to watch money change the world than watch it accumulate.”  Gloria Steinem

IS Wholesale Deal Network

Want the inside scoop on the latest hot deals? Go to our website home page and sign up now to become a part of the IS Wholesale Deal Network. You’ll receive advance notifications on some of the best deals around!

"Coming together is a beginning; keeping together is progress; working together is success."  Henry Ford

Construction Loans

The Investor’s Source finances new construction in Colorado! If you’re building a single-family or multi-family residence, or a contractor constructing a custom-built or spec home, a hard money loan can be a smart way to finance the construction with a lot less red tape.
Investor clubs are a great source for finding people to compose your power team - brokers, bankers, hard money/private lenders, title companies, contractors, and partners. Check our "Resources" tab up above to find links to local clubs and calendars.“Wealth flows from energy and ideas.”  William Feather

Fix and Flip Loan  Our 6- 9-month loan Fix & Flip loan allows a Colorado investor to acquire, improve, and resell a property for profit with potentially little or no money out of pocket. The Investor’s Source LLC will loan up to 100% of the purchase price and repairs as long as the loan amount is 70% or less of the appraised after repair value (ARV).